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LTC Points

Costs and Quotes

We are a great resource for helping you build and finance Long Term Insurance policy. There are many creative ways to help you afford your premium with out changing your life style. Please call us if you have questions in that area.

EZLTCNY is an independent agency specializing in long term care insurance. Our computers monitor and compare the prices and features of the top long-term care insurance policies on the market today. For your safety, only large, highly rated experienced companies are surveyed.

Instant online quotes are often inaccurate and waste your time. You will end up doing them over and over again and typically never get a quote that meets your individual needs.

Long term care insurance premiums are calculated using a method that combines your age, your health history, and your choice of policy benefits. We believe in saving you time and aggravation by getting it done the right way the first time. Of course you can "tweak" the quotes later once you have an accurate base to build on.

We typically turn your quote around in 1 - 2 business days. Along with the quotes we will provide you a policy summary for each policy, as well as the financial ratings for each insurer.

We have provided the following charts for your reference. There are a lot of different ways to design your policy. We just list some general quotes below to give you a ball park of what premiums are. Premiums will very with choice of benefits. The premiums below are subject to change.
 
 Age 50 50 50 60 60 60
 Policy Type
      
 Carrier      
 Facility Benefit
      
 Home Care Benefit
      
 Benefit Limit
      
 Elimination Period
      
 Inflation Rider
      
 Health Discount
      
 Spousal Discount
      
 Annual Premium
      
  
 Age 50 50 50 60 60 60
 Policy Type
      
 Carrier      
 Facility Benefit
      
 Home Care Benefit
      
 Benefit Limit
      
 Elimination Period
      
 Inflation Rider
      
 Health Discount
      
 Spousal Discount
      
 Annual Premium
      
When you are ready to see what your individual quote is there are several ways you can do it:
  1. Fill out the online form.
  2. Print the Feature Picker form and mail, FAX or email it back to us.
  3. Call us for a quote.
Your Quote Will Include:
  1. A review of each company's financial-stability ratings.
  2. A thorough, side-by-side comparison of each company's policy features.
  3. Price comparisons customized to suit your specific needs from major carriers.

© 2012 EzLtcNY, Inc. All Rights Reserved.

6631 Main Street
Williamsville, NY 14221
Phone: (716) 805-8922
Toll Free: 1-888-675-5271
Fax: (716) 633-1333
Email: jayblanchard@ezltcny.com
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